I opted for the fees because frankly, I do not want my stupidity in accounting to harm a vendor nor do I want a ‘red face’ in holding up a line because my card has been declined. I’m not sure which comes first, the red face or the vendor.

I do think though that the fees are a teeny bit exorbitant. But perhaps they need to be to re train our ‘free wheeling’ in spending.

I’m off to deal with both my minds…author of The K-9 Boys and Girls on Locus Street series