<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Rob Severson &#124; Financing Coach &#187; banking</title>
	<atom:link href="http://www.robseverson.com/tag/banking/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.robseverson.com</link>
	<description>Business financing coach, life issues</description>
	<lastBuildDate>Wed, 01 Feb 2012 17:52:22 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
<xhtml:meta xmlns:xhtml="http://www.w3.org/1999/xhtml" name="robots" content="noindex" />
		<item>
		<title>UNDERWATER MORTGAGES, ARE THEY REALLY A HARDSHIP?</title>
		<link>http://www.robseverson.com/general/underwater-mortgages-hardship/</link>
		<comments>http://www.robseverson.com/general/underwater-mortgages-hardship/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 17:52:22 +0000</pubDate>
		<dc:creator>Rob Severson</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[attitude]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[careers]]></category>
		<category><![CDATA[consumer advocate czar]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[make a living]]></category>
		<category><![CDATA[prosperity]]></category>
		<category><![CDATA[social injustice]]></category>
		<category><![CDATA[success]]></category>
		<category><![CDATA[underwater mortgages]]></category>

		<guid isPermaLink="false">http://www.robseverson.com/?p=702</guid>
		<description><![CDATA[&#160; Some things confuse me.  Mainly the political spins i hear all the time on the news.  By both sides! One is the mortgage situation and the underwater mortgages for sure.  I don&#8217;t understand why it is more of a hardship to make payments on an underwater mortgage than one that is not underwater.  The [...]]]></description>
		<wfw:commentRss>http://www.robseverson.com/general/underwater-mortgages-hardship/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HOW TO MAKE A DECISION</title>
		<link>http://www.robseverson.com/general/decision/</link>
		<comments>http://www.robseverson.com/general/decision/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 17:31:33 +0000</pubDate>
		<dc:creator>Rob Severson</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[debt ceiling]]></category>
		<category><![CDATA[decision making]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial prosperity]]></category>
		<category><![CDATA[life priorities]]></category>
		<category><![CDATA[make a living]]></category>
		<category><![CDATA[money priorities]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[prosperity]]></category>

		<guid isPermaLink="false">http://www.robseverson.com/?p=664</guid>
		<description><![CDATA[Okay, there are other ways to make decisions too, but I like the decision matrix. I learned this technique 35 years ago and have used it frequently over the year for many decisions. I like it because it gives me a quantitative bases to clarify my thinking. I have here an example of how i [...]]]></description>
		<wfw:commentRss>http://www.robseverson.com/general/decision/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>MAYBE THERE IS A BRIGHT SPOT IN THE ECONOMY AFTER ALL</title>
		<link>http://www.robseverson.com/general/bright-spot-economy/</link>
		<comments>http://www.robseverson.com/general/bright-spot-economy/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 18:13:22 +0000</pubDate>
		<dc:creator>Rob Severson</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[economy fall]]></category>
		<category><![CDATA[financial prosperity]]></category>
		<category><![CDATA[maddof]]></category>
		<category><![CDATA[mortgage brokers]]></category>
		<category><![CDATA[petters]]></category>
		<category><![CDATA[prosperity]]></category>
		<category><![CDATA[scams]]></category>

		<guid isPermaLink="false">http://www.robseverson.com/?p=632</guid>
		<description><![CDATA[I think it is good to look for the best in people and situations. We all know the economy is really bad and many are jobless and in other dire straits. So what could be good about it? May sound goofy, but I think we are weeding our some crooks! Folks like Petters, Hecker, Maddoff, [...]]]></description>
		<wfw:commentRss>http://www.robseverson.com/general/bright-spot-economy/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>I HAVE A DREAM!  YES, LOTS OF THEM!!</title>
		<link>http://www.robseverson.com/general/dream-lots/</link>
		<comments>http://www.robseverson.com/general/dream-lots/#comments</comments>
		<pubDate>Tue, 22 Nov 2011 21:25:28 +0000</pubDate>
		<dc:creator>Rob Severson</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[entitlement]]></category>
		<category><![CDATA[financial prosperity]]></category>
		<category><![CDATA[life priorities]]></category>
		<category><![CDATA[make a living]]></category>
		<category><![CDATA[money priorities]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[prosperity]]></category>
		<category><![CDATA[risk taking]]></category>
		<category><![CDATA[survival]]></category>

		<guid isPermaLink="false">http://www.robseverson.com/?p=617</guid>
		<description><![CDATA[Yes, I dream a lot, hence the name for my blog: &#8220;I&#8217;ve been thinking&#8221; My articles are not based on lots of research, just my experiences in life and work. My hope is that someone will find it some day and find an idea that helps them n their career and life in general. One [...]]]></description>
		<wfw:commentRss>http://www.robseverson.com/general/dream-lots/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>OTHER PEOPLE&#8217;S  MONEY</title>
		<link>http://www.robseverson.com/general/peoples-money/</link>
		<comments>http://www.robseverson.com/general/peoples-money/#comments</comments>
		<pubDate>Tue, 22 Nov 2011 17:23:22 +0000</pubDate>
		<dc:creator>Rob Severson</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[attitude]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[business finance]]></category>
		<category><![CDATA[financial prosperity]]></category>
		<category><![CDATA[survival]]></category>

		<guid isPermaLink="false">http://www.robseverson.com/?p=614</guid>
		<description><![CDATA[From my 40 years in business finance I always marvel at how some seem to figure out how to do things on other people&#8217;s money. And how they find ways to avoid risking their own. I never worked with the mega deals and don&#8217;t claim to know much about them other than it takes a [...]]]></description>
		<wfw:commentRss>http://www.robseverson.com/general/peoples-money/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>DO WE WANT OUR GOVERNMENT IN THE VENTURE CAPITAL BUSINESS?  CAN WE AFFORD IT?</title>
		<link>http://www.robseverson.com/general/536/</link>
		<comments>http://www.robseverson.com/general/536/#comments</comments>
		<pubDate>Sun, 18 Sep 2011 22:39:04 +0000</pubDate>
		<dc:creator>Rob Severson</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[business finance]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial prosperity]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[money priorities]]></category>
		<category><![CDATA[prosperity]]></category>
		<category><![CDATA[risk taking]]></category>
		<category><![CDATA[Solyndra]]></category>
		<category><![CDATA[Venture capital]]></category>

		<guid isPermaLink="false">http://www.robseverson.com/?p=536</guid>
		<description><![CDATA[ARE VENTURE CAPITALISTS GREEDY? That is what they say, some even call them vulture capitalists!  Well, I&#8217;m sure some are and some aren&#8217;t like in any business.  But in he case of VC&#8217;s is there good reason to be &#8220;greedy&#8221;? I was in the venture capital business for four years and learned a lot about [...]]]></description>
		<wfw:commentRss>http://www.robseverson.com/general/536/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>IS GOVERNMENT HELPING OR HINDERING BANK LENDING?</title>
		<link>http://www.robseverson.com/general/government-helping-hindering-bank-lending/</link>
		<comments>http://www.robseverson.com/general/government-helping-hindering-bank-lending/#comments</comments>
		<pubDate>Thu, 01 Sep 2011 15:25:34 +0000</pubDate>
		<dc:creator>Rob Severson</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[bank examiners]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[careers]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[financial prosperity]]></category>
		<category><![CDATA[prosperity]]></category>
		<category><![CDATA[relationships]]></category>

		<guid isPermaLink="false">http://www.robseverson.com/?p=514</guid>
		<description><![CDATA[I don&#8217;t have a scientific survey to back this up.  I wish someone would, it could tell us a lot. I do talk with lenders who are well connected to the loan markets.  The biggest issue I hear about is the fear the banks have of the regulators, FCID, Fed examiners, State and who knows [...]]]></description>
		<wfw:commentRss>http://www.robseverson.com/general/government-helping-hindering-bank-lending/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>JOB TRANSITION SUPPORT GROUPS</title>
		<link>http://www.robseverson.com/general/job-transition-support-groups/</link>
		<comments>http://www.robseverson.com/general/job-transition-support-groups/#comments</comments>
		<pubDate>Mon, 13 Jun 2011 19:06:48 +0000</pubDate>
		<dc:creator>Rob Severson</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[attitude]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[careers]]></category>
		<category><![CDATA[financial prosperity]]></category>
		<category><![CDATA[prosperity]]></category>
		<category><![CDATA[relationships]]></category>
		<category><![CDATA[success]]></category>

		<guid isPermaLink="false">http://www.robseverson.com/?p=445</guid>
		<description><![CDATA[I am privileged to speak at two job transition support groups next week. I will be at Easter Lutheran at 7:30 AM on Tuesday, June 21.  More information can be found here:  http://easter.org/wordpress/job-transitions-group/ I will be at Woodbury Lutheran Church at 7:00 PM on June 23.  Information at: http://www.woodburylutheran.org/ministries/support/careertransition/ I will be speaking about my [...]]]></description>
		<wfw:commentRss>http://www.robseverson.com/general/job-transition-support-groups/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Banks, government and small businesses</title>
		<link>http://www.robseverson.com/general/banks-government-small-businesses/</link>
		<comments>http://www.robseverson.com/general/banks-government-small-businesses/#comments</comments>
		<pubDate>Thu, 28 Apr 2011 17:53:11 +0000</pubDate>
		<dc:creator>Rob Severson</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[careers]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial prosperity]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[prosperity]]></category>
		<category><![CDATA[success]]></category>
		<category><![CDATA[taxpayers]]></category>

		<guid isPermaLink="false">http://www.robseverson.com/?p=418</guid>
		<description><![CDATA[I&#8217;ve been thinking about the similarities of banks and government, especially on how they work with small businesses.  I have spent 30 years working with them and see quite a few similarities.  One of lenders prime functions is to provide the funds to keep businesses going and to succeed.  They set loan covenants that are [...]]]></description>
		<wfw:commentRss>http://www.robseverson.com/general/banks-government-small-businesses/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankers say they don&#8217;t like surprises; do you?</title>
		<link>http://www.robseverson.com/general/bankers-surprises/</link>
		<comments>http://www.robseverson.com/general/bankers-surprises/#comments</comments>
		<pubDate>Tue, 15 Mar 2011 17:12:04 +0000</pubDate>
		<dc:creator>Rob Severson</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[careers]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[risk taking]]></category>

		<guid isPermaLink="false">http://www.robseverson.com/?p=399</guid>
		<description><![CDATA[Bankers don&#8217;t like surprises; even if it&#8217;s their fault!  I have a client situation that could be oft repeated in the next several years.  I have a client who was financed by a bank for several years and everything seemed to be working fine until his banker was promoted and he got a new one. [...]]]></description>
		<wfw:commentRss>http://www.robseverson.com/general/bankers-surprises/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

