business finance
How to find the financing your business needs; and get it!
I heard a businessman in New Orleans talk about financing on a news show last night. He said it was difficult to get expansion financing and he contacted about 20 banks before he got the financing he needed. His comment was: I finally figured out how to present the request! I wish i could have [...]
Get out and talk with people! Relationships are the key to opportunity!
I was surprised again today by the power of networking and meeting people. I had two appointments at a coffee shop, one with a guy I have known for years and the other with a guy who was referred to me by a recent friend. The guy I had known has been out of work [...]
Another internet talk radio interview!
Jeff Peltier is a guy I met via Linkedin. He invited me to be a guest on his show this week to share my faith and to talk about my book. Jeff is a very interesting man with a great consulting business in addition to his radio show. Check it out here, you may fast [...]
Wells Fargo mortgage solution??
A baffling Mortgage loan situation Today a business client told me this story about his mortgage loan. I will make up some numbers to illustrate the situation. He has a mortgage of $200,000 on a home that is valued at $175,000. His payments are current with on the mortgage. He wants to sell the home [...]
My blog talk radio interview with with Felice Gerwitz, author and book coach
I just completed a 1 hour interview with Felice Gerwitz, Media Angels, on her blog talk radio program. I had never done something like this before but it was a great experience for me. If you like, check it out here:
SOME REASONS BUSINESSES AND INDIVIDUALS GO BROKE!
I have worked with 100′s of small businesses and have seen a few things that cause financial problems for them. I think they are very similar to individuals who have problems. First, some businesses take much more personal compensation than the business can support. Sometime they do this to avoid corporate income taxes but do [...]
DO OUR SPENDING DECISIONS MATCH OUR GOALS?
Except for the really rich, we all need to watch our spending. Money management is a very simple concept; spend less than we earn! Easy to say, but difficult to do especially at various stages of our lives. When we are young we are like a growing business, we need to invest in homes, our [...]
One way to protect your future.. start building a consulting business early!
Do you want to be a consultant? I am a consultant/coach but I never planned to be one. I just fell in to it when my job changed at Norwest (now Wells Fargo) and I didn’t want to find another position there. So, I took my severance and hung up my shingle! My goal was [...]
DO YOU KNOW YOUR MARKET?
In the venture capital business one of the most important factors in an investment decision is the size of the market for the product being introduced. Another important side to this is access to the market. In addition to management skills these are critical when looking for investors. Individuals have the same challenge. We need [...]
Don’t let your job or business be “all about me”
Listen to your customer! Today I read an article in the paper about a successful, growing business, surviving and getting better even in this recession. The key? The owners listened to their customers! Most of us would say that we listen to our customers, but do we do act on what we hear? In this [...]