DO OUR SPENDING DECISIONS MATCH OUR GOALS?
Except for the really rich, we all need to watch our spending. Money management is a very simple concept; spend less than we earn! Easy to say, but difficult to do especially at various stages of our lives. When we are young we are like a growing business, we need to invest in homes, our [...]
One way to protect your future.. start building a consulting business early!
Do you want to be a consultant? I am a consultant/coach but I never planned to be one. I just fell in to it when my job changed at Norwest (now Wells Fargo) and I didn’t want to find another position there. So, I took my severance and hung up my shingle! My goal was [...]
DO YOU KNOW YOUR MARKET?
In the venture capital business one of the most important factors in an investment decision is the size of the market for the product being introduced. Another important side to this is access to the market. In addition to management skills these are critical when looking for investors. Individuals have the same challenge. We need [...]
Don’t let your job or business be “all about me”
Listen to your customer! Today I read an article in the paper about a successful, growing business, surviving and getting better even in this recession. The key? The owners listened to their customers! Most of us would say that we listen to our customers, but do we do act on what we hear? In this [...]
Do you want a pony?
There is a bank ad on right now that I get a kick out of. A man asks a girl if she would like a pony; she says yes and gets a toy pony. He then asks the other girl if she would like a pony; she says yes and a real pony comes walking [...]
Book review
I had a great book review by Gina Burgess posted on her site Check out her site for this and more; she has a great site!
Your first impression with your banker needs to be your best one!
We all know the value of first impressions. If they are good we create a relationship; if bad we have repair work to do. As a former lender I succumbed to making quick judgements many times, especially if my prospect was poorly prepared with their financing request or didn’t have any idea of what I [...]
“The Get Inspired! Project”
I had the privilege of being interviewed for the “Get Inspired! Project” last week. My interview is posted on the January 10 slot. I am not sure if my interview will inspire anyone, but it is inspiring to see how the owners of this project are collecting interviews from many people for the benefit of [...]
FOUR THINGS NOT TO TELL YOUR BUSINESS LENDER!
Here are a few communication mistakes I have heard from financing seekers over the years. Do any of these sound familiar? What you say to your lender and what he/she hears!: When a lender hears: “My bank doesn’t understand my business”, he hears “My business is in deep trouble, I am in denial, and my [...]
