UNDERWATER MORTGAGES, ARE THEY REALLY A HARDSHIP?
Some things confuse me. Mainly the political spins i hear all the time on the news. By both sides! One is the mortgage situation and the underwater mortgages for sure. I don’t understand why it is more of a hardship to make payments on an underwater mortgage than one that is not underwater. The [...]
ARE WE HANDLING UNEMPLOYMENT COMPENSATION RIGHT?
When businesses lay someone off they frequently provide a severance pay for the individual. Depending upon rank and tenure it is designed to help the former employee out while they seek a new job. It is a fixed amount, and is paid over time regardless whether the person gets new job during the payout. I [...]
HOW TO MAKE A DECISION
Okay, there are other ways to make decisions too, but I like the decision matrix. I learned this technique 35 years ago and have used it frequently over the year for many decisions. I like it because it gives me a quantitative bases to clarify my thinking. I have here an example of how i [...]
I THINK PEOPLE SHOULD BE REQUIRED TO BUY HEATH INSURANCE!
That may seem like an odd opinion from a conservative. I recognize the constitutional issues and it may not come to pass, but why do I feel this way? First, many people would not buy it unless their employer provided it. I don’t know about other states but do know that in Minnesota that it [...]
BOOK REVIEW FROM LUTHER STUDENT I MET ON LINKEDIN
I met Tyler Zey on the Luther group on Linkedin. He is a remarkable young man who has already started an internet busineess and some blogs. I admire his ambition and entrepreneurship! Check out his site: ChangeJars.com Here is his review of my book: Rob Severson’s “Connecting Peace, Prosperity, and Purpose” is a neatly formed [...]
HOME OWNERSHIP FOR EVERYONE?? IS THAT REALLY A GOOD THING?
Well that sure sounds good doesn’t it? It just makes sense that we should all own a home! I for one disagree! I think there is so much more to home ownership than just getting the mortgage and moving in. even though one may qualify for the loan there are other things to consider that [...]
HATING YOUR JOB GETS YOU NO WHERE AND ONLY HURTS YOU, NOT YOUR BOSS!
I often hear about people who their jobs. Frankly I don’t understand this because I never hated a job. My jobs paid me so I could support my family, and if I did well in my job I got more opportunities. Some jobs may be dead end, I realize, but there are ways to deal [...]
SUCCESS STORIES, HOW SOME FIND A WAY TO MAKE IT!
Another success story! I was talking with a friend the other day about making a living. She has a son who is in North Dakota working in the oil fields. I don’t think he had any education beyond high school, but knows how to work and network. In high school he and his brother started [...]
I HAVE A DREAM! YES, LOTS OF THEM!!
Yes, I dream a lot, hence the name for my blog: “I’ve been thinking” My articles are not based on lots of research, just my experiences in life and work. My hope is that someone will find it some day and find an idea that helps them n their career and life in general. One [...]
IS PROTESTING REALLY A TANTRUM?
A few weeks ago I wrote an article titled “IS BEING A VICTIM ADDICTING? I ran it by some addiction recovery experts on Linkedin and got some interesting responses, most seemed to agree with my point that victimhood can be addicting. Here is a link to that post: http://www.robseverson.com/?p=567 I continue to be alarmed by [...]
