UNDERWATER MORTGAGES, ARE THEY REALLY A HARDSHIP?
Some things confuse me. Mainly the political spins i hear all the time on the news. By both sides! One is the mortgage situation and the underwater mortgages for sure. I don’t understand why it is more of a hardship to make payments on an underwater mortgage than one that is not underwater. The [...]
WHY I LOVE THE MOVIE “THE KING’S SPEECH”
I’ve watched this movie 5-6 times, once in the theatre, 4 times on cable and once on a disc. It fascinates me. Why do i like it? • I like the history of the time • I like that the King had a stammer. It proves that anyone can have problems that can prevent them from being [...]
ARE WE HANDLING UNEMPLOYMENT COMPENSATION RIGHT?
When businesses lay someone off they frequently provide a severance pay for the individual. Depending upon rank and tenure it is designed to help the former employee out while they seek a new job. It is a fixed amount, and is paid over time regardless whether the person gets new job during the payout. I [...]
I THINK PEOPLE SHOULD BE REQUIRED TO BUY HEATH INSURANCE!
That may seem like an odd opinion from a conservative. I recognize the constitutional issues and it may not come to pass, but why do I feel this way? First, many people would not buy it unless their employer provided it. I don’t know about other states but do know that in Minnesota that it [...]
BOOK REVIEW FROM LUTHER STUDENT I MET ON LINKEDIN
I met Tyler Zey on the Luther group on Linkedin. He is a remarkable young man who has already started an internet busineess and some blogs. I admire his ambition and entrepreneurship! Check out his site: ChangeJars.com Here is his review of my book: Rob Severson’s “Connecting Peace, Prosperity, and Purpose” is a neatly formed [...]
HOME OWNERSHIP FOR EVERYONE?? IS THAT REALLY A GOOD THING?
Well that sure sounds good doesn’t it? It just makes sense that we should all own a home! I for one disagree! I think there is so much more to home ownership than just getting the mortgage and moving in. even though one may qualify for the loan there are other things to consider that [...]
SUCCESS STORIES, HOW SOME FIND A WAY TO MAKE IT!
Another success story! I was talking with a friend the other day about making a living. She has a son who is in North Dakota working in the oil fields. I don’t think he had any education beyond high school, but knows how to work and network. In high school he and his brother started [...]
IN THIS ECONOMY I WILL NEVER GET A JOB! SAY WHAT??
Today I saw a news clip of an Occupy Wall Street protest. I’m not even sure where it was taken, but a sign holder caught my eye. He was holding a sign that said “I will never get a job in this economy”. It is difficult to find jobs today, but in this guys case [...]
SOCIAL SECURITY, JUST ANOTHER ENTITLEMENT?
Most people my vintage believe that social security is not an entitlement, but a return on money we have invested over our working life. I know I want to believe that! However thinking about it I believe Congress believes it is an entitlement, just like welfare, unemployment compensation, and a host of others. As such, [...]
IS BEING A VICTIM ADDICTING?
Now, this is may be an unpopular idea but I am going to test the theory by posting my thoughts here. My purpose is to get people thinking, not create a debate, or offend anyone. The driver for my thoughts comes from watching the Occupy Wall Street protests. I will not claim that they are [...]
